Compass in real life.

A tech employee wants to see the full month: salary, bills, Wolt orders, Cibus meals, Ten Bis charges, and scooter rides. Bringing the recorded activity together makes it easier to understand everyday habits and decide what to change.

The questions that matter

• Which restaurants appear most often, and how much goes to each?
• How much is spent on meals and deliveries across the month?
• Does the scooter usage justify a pass, or are individual rides a better fit?

Use merchant spending and supported service details to explore food and transport costs. Where ride data is available, review usage alongside the assumptions in a plan comparison before choosing a pass.

Wolt, Cibus, and Lime have supported connections. Ten Bis spending can be reviewed when it appears in bank or card records; Compass does not currently offer a direct Ten Bis connection.

A single parent — mother or father — wants to organize shared childcare costs with their co-parent after separation. School supplies, after-school care, activities, and medical costs arrive at different times. A clear record helps both parents discuss what was paid and how they agreed to share it.

The questions that matter

• What was spent on the children this month?
• Which expenses belong in the agreed split?
• Which reimbursements have arrived, and what still needs a conversation?

Group related transactions in a Moment and keep recorded costs together. Use that breakdown when agreeing the split with the other parent, and review reimbursements against the incoming transactions.

A clear breakdown gives both parents a useful starting point for the next conversation.

Parents want to help pay for their children’s weddings without losing sight of everyday life. Starting with a target amount, a time horizon, and a view of regular commitments makes the ambition easier to turn into a plan.

The questions that matter

• How much do we want to set aside, and by when?
• What room is there after the regular expenses?
• How does the plan change if the date or expected costs move?

Bring wedding-related costs into a Moment, review available cash and upcoming commitments, and use the spending plan to make room for saving. Revisit the plan as the family’s circumstances change.

A big family goal becomes easier to approach when the next step is clear.

A business owner sees plenty of activity but wants to understand what actually contributes to profit. Income, supplier costs, shared overheads, and project commitments need to tell one coherent story.

The questions that matter

• Which projects leave the most after their recorded costs?
• Which recurring costs or supplier expenses need a closer look?
• Where could a change in pricing, scope, or focus improve the result?

Compare planned and recorded income and costs by project, include the shared costs you assign, and review the figures with your accountant through controlled workspace access.

Spend less time gathering the numbers, and more time deciding what to do with them.

Life happens in trips, celebrations, and projects — not just spending categories. Moments brings the purchases that belong together into one story, so you can see what the experience really cost.

A vacation begins before the suitcase is packed. Flights booked months earlier, the hotel, dinner, scooter rides, and a day trip all belong to it. Gather them in one Moment, with smaller Moments for the experiences you want to explore.

• From the first booking to the way home

  Follow the purchase timeline, including bookings paid before the trip. Open a smaller Moment to see the details of a day out or an evening together.

• Know how it added up

  See the cost grow over time and refunds bring it down. Pending charges are identified, so you can distinguish what has settled from what is still to come.

• Understand what you paid abroad

  Compare the original purchase amount with the bank charge when both are available. See the local price and the charged currency together, without counting the purchase twice.

• Keep cash in the picture

  Record cash purchases alongside the experience. Withdrawals stay separate from spending, so taking money out and paying with it do not become two expenses.